Shopify

How to Set Up Shopify Payments and Checkout Options

August 22, 2025 | 6 min read
How to Set Up Shopify Payments and Checkout Options
How to Set Up Shopify Payments and Checkout Options

One of the most crucial tasks in starting a Shopify online store is figuring out how you’ll be paid. You require dependable payouts, and customers need a seamless and safe checkout process. Shopify Payments can help with that. To help you start selling with confidence, we’ll show you how to set up Shopify Payments, add other payment options, and personalize your checkout.

Why Shopify Payments Matters

Shopify Payments is Shopify’s integrated payment processor, which eliminates the need for external gateways. This is why it’s a fantastic option:

  • Integrated and easy to use, No additional accounts or apps are needed.
  • Several payment options are available, including Shop Pay, Apple Pay, Google Pay, and major credit cards.
  • Transaction fees are lower than when using third-party payment processors.

How to Set Up Shopify Payments

Getting started is straightforward:

Step 1: Go to Shopify Admin > Settings > Payments.

Setting - payments

Step 2: Click Activate Shopify Payments.

Active shopify payments

Step 3: Enter your business details (business type, address, tax info).

Business Details

Step 4: Add your bank account details for payouts.

Step 5: Choose which payment methods you want to accept (credit/debit cards, Shop Pay, wallets).

Make Sure: Double-check your bank information to avoid payout delays.

Adding Alternative Payment Methods in Shopify

Not all customers want to pay with a credit card. Shopify makes it easy to offer more flexibility:

  • PayPal: Often auto-enabled using your Shopify store email.
  • Buy Now, Pay Later: Options like Klarna or Afterpay.
  • Amazon Pay: A familiar and trusted checkout option.

To enable these,

go to Settings > Payments > Alternative payment methods and follow the prompts.

Add payment

Enabling Manual Payment Methods

If you want to give customers offline payment options:

  • Cash on Delivery (COD)
  • Bank deposit or transfer
  • Custom methods (e.g., Venmo, local wallets)

You can configure these in Settings > Payments > Manual payments.

Manual Payment method

Also Read About : How to Add an Announcement Bar on Shopify?

Customizing Shopify Checkout 

A smooth checkout increases conversions. 

Go to Settings > Checkout and adjust:

  • Customer accounts: Optional, required, or disabled.
  • Contact method: Email only, or email + phone.
  • Form options: Decide which fields are required (company name, address, etc.).
  • Order recovery: Enable abandoned checkout emails.
  • Extras: Allow tipping or customize branding for your checkout page.
Checkout customizing

Testing Your Shopify Checkout

Before going live, always test: 

Step 1: Enable test mode in Shopify Payments.

Test mode

Step 2: Use Shopify’s provided test credit card numbers.

Credit card test

Step 3: Place a test order and walk through the checkout flow.

Step 4: Disable test mode once everything works smoothly.

Conclusion

One of the most crucial tasks in starting your store is setting up Shopify Payments and personalizing your checkout. You can provide a smooth shopping experience for customers and guarantee prompt payment by turning on Shopify Payments, adding manual and alternative methods, and customizing checkout options.

Are you prepared to begin selling? Set up Shopify Payments right now by logging into your Shopify admin!

Krishang Technolab: Building Smarter Shopify Stores for Modern Brands

Your Shopify store should do more than just “work” it should sell, scale, and stand out. At Krishang Technolab, our Shopify experts craft tailored eCommerce solutions that put growth and performance at the center.

From sleek custom themes to powerful apps and integrations, we deliver the tools and design your business needs to thrive online.

Whether you’re launching a startup store or optimizing an enterprise storefront, Krishang Technolab builds Shopify solutions that grow with your vision.

Let’s shape the future of your store togetherConnect with Krishang Technolab today.

Shopify Payments & Checkout FAQs

1. What is Shopify Payments?

Shopify Payments is Shopify’s built-in payment processor that allows you to accept major credit cards, Apple Pay, Google Pay, and Shop Pay without needing a third-party gateway.

2. How do I set up Shopify Payments?

Go to Shopify Admin > Settings > Payments, click Activate Shopify Payments, then enter your business details, bank account info, and choose your preferred payment methods.

3. Which countries support Shopify Payments?

Shopify Payments is available in many countries, including the U.S., U.K., Canada, Australia, and parts of Europe and Asia. Availability depends on Shopify’s supported regions.

4. How long does it take to receive payouts?

Payouts are usually deposited to your bank within 2–5 business days, depending on your country and bank processing times.

5. Can I still use PayPal with Shopify Payments?

Yes. Shopify Payments works alongside PayPal, Amazon Pay, Klarna, Afterpay, and other alternative payment methods.

6. What fees does Shopify Payments charge?

Fees vary by your Shopify plan. Typically, the transaction fee ranges from 2.9% + 30$ (Basic plan) to 2.4% + 30$ (Advanced plan). No extra Shopify transaction fee applies if you use Shopify Payments.

7. Can I offer Cash on Delivery (COD) or manual payments?

Yes. You can enable manual payment methods such as COD, bank deposits, or custom instructions from Settings > Payments > Manual payments.

8. How do I customize the Shopify checkout page?

Go to Settings > Checkout to manage customer accounts, form fields, order recovery emails, and checkout style. For advanced customizations, you can edit your theme’s checkout settings.

9. How do I test my Shopify checkout?

Enable test mode in Shopify Payments, then use Shopify’s test card numbers to place a mock order and verify the checkout flow. Remember to disable test mode before going live.

10. Can customers check out without creating an account?

Yes. You can allow guest checkout by setting customer accounts to “Optional” under Settings > Checkout.

11. Is Shopify Checkout secure?

Yes. Shopify Checkout is PCI DSS compliant, uses SSL encryption, and offers fraud analysis tools to keep transactions safe.

12. Can I add tipping or donations at checkout?

Yes. In Settings > Checkout, you can enable tipping or donation options during checkout.

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